24. Trusting to Luck, Awareness of Hazards, and Risk Assessment and Risk Management

This was a very early post, written before I’d fully investigated concepts like the ladder of learning and later work on the concept of insight training, and risk homeostasis allows us to sharpen it and correct a few early assumptions. My central argument — that riders mistake statistical survival for skill-based safety — is entirely consistent with modern safety psychology. In fact, it aligns very closely with the phenomena known as:

:: Normalisation of deviance
:: Outcome bias
:: Risk compensation / risk homeostasis

The fact that familiarity dulls risk perception is now well established in behavioural science. Repeated exposure without consequence reduces perceived risk even when objective risk is unchanged. My observation that “they stop planning ahead and trust to luck again” is arguably the most important line in the article, and modern thinking has reinforced it rather than undermined it. The ‘six levels’ I mapped out fit well with models I discovered later:

Levels 1–3 → unconscious incompetence / conscious incompetence
Level 4 → rule-based competence
Levels 5–6 → insight-based, anticipatory control

Since this was first written, our understanding of why riders fail to manage risk effectively has moved on. It is now clearer that the problem is not simply a loss of skill, but a shift in thinking. Riders do not consciously decide to take more risk; instead, familiarity quietly reshapes their expectations. When nothing goes wrong, we unconsciously downgrade hazards from “threat” to “routine”, and begin to interpret safe outcomes as evidence of our own competence rather than statistical good fortune. This is closely related to what psychologists call risk compensation: improvements in skill or experience are often “spent” on riding faster, overtaking more often, or accepting smaller margins, leaving overall risk unchanged. The critical difference between riders who continue to progress and those who stagnate is not technical ability, but whether they maintain a habit of questioning their assumptions — actively challenging the belief that because something has always worked before, it will continue to do so next time.


Trusting to Luck, Awareness of Hazards, and Risk Assessment and Risk Management

Risk is a funny concept. It’s always there in our lives, whatever we do, to a greater or lesser extent. The odd thing is that whilst we are sometimes very aware of risk, at other times we tend to forget all about it. Witness the number of people who step backwards off cliffs taking selfies. We also have a skewed perception of what is actually dangerous and what isn’t. Take flying as an example. Compared with driving, which is far more likely to kill us, flying is statistically safer. But most people don’t fly very often, so never really get used to it and we’re also in someone else’s hands and the situation is almost totally out of our control. So how does risk play a part in our riding decisions? What skews our concept of risk?

More than anything else, what interferes with accurate risk assessment is familiarity. The more often we encounter a risk, yet nothing goes wrong, the less we see it AS a risk. If we drive or ride on a regular basis, in situations we are familiar with, we generate such a level of familiarity and a sensation of ‘ordinariness’, we begin to lose awareness of the risks. Worse, we begin to believe we are in control of the risks.

But is that actually the fact? We should be aware of another factor that could be keeping us safe.

And that’s statistics. Crashing badly is rare event.

What do I mean? You’ll probably have heard that the risk of being killed on a motorcycle or scooter is around 30 to 40 times higher than if we’re in a car. And you probably know there are (very approximately) around 350 fatal motorcycle crashes in the UK each year, and that serious injuries (equally approximately) total around 3500.

But those numbers need context.

There are somewhere between 1 and 2 million active motorcyclists who ride several billion miles each year.

So for you and me, when we look at motorcycling on an individual basis, the chance of having a fatal accident in any one year is tiny. The UK is one of the safest places on earth to ride a motorcycle.

I originally wrote this article under the misapprehension – like most people in the advanced riding community, and in road safety generally – that it is good skills that keep us safe. I wrote about how I thought road users including motorcyclists go through a sequence of developmental stages of hazard perception, risk awareness and risk management:

Level 1) we aren’t even aware danger exists
Level 2) we see a hazard but don’t understand how it poses a risk
Level 3) we see a hazard, recognise it poses a risk but don’t know how to deal with it
Level 4) we see a hazard, recognise it poses a risk, and react by taking appropriate avoiding action
Level 5) we see a hazard, recognise it poses a risk, and respond by proactively reducing the risk
Level 6) we anticipate a hazard, and act to eliminate the risk before it can develop

I described those levels in terms of how a rider might respond in the most common collision scenario – the SMIDSY crash involving a driver emerging from a junction on the left.

1) we aren’t even aware danger exists
How would a rider at this level of development rider respond if a car started to emerge from the side turning? Simple answer – having failed to recognise the scenario as a hazard, the rider will be caught completely by SURPRISE! by the emerging car. There will be no planned response to the hazard. The outcome is entirely in the lap of the gods.

2) we see a hazard but don’t understand how it poses a risk
How would this rider respond to an emerging car? The rider may have realised that cars emerge from side turnings, but assumes that as the bike has right of way, the car driver will see the bike and wait. The rider will still be caught completely by SURPRISE! by the emerging car, there will be no planned response and the outcome is still with the gods.

3) we see a hazard, recognise it poses a risk but don’t know how to deal with it
Perhaps the rider has learned from some previous incidents but what missing now is any form of planned response. Maybe the rider develops excessive caution (perhaps avoiding ‘dangerous’ roads), slows down excessively ‘just in case’, or maybe crashes taking evastic action. The rider is no longer taken by SURPRISE! but there’s no planned strategy to get out of trouble.

4) we see a hazard, recognise it poses a risk, and react by taking appropriate avoiding action
Now the rider is capable of basic defensive riding and collision avoidance. This is essentially the level aimed at by basic training. The rider will detect the emerging car, and go into a routine to deal with the problem – perhaps slowing down and sounding the horn, whilst being ready to make an effective emergency stop or swerve.

5) we see a hazard, recognise it poses a risk, and respond by proactively reducing the risk
This is essentially the level aimed at by advanced training. Having spotted the junction ahead, the rider will respond PRO-ACTIVELY by slowing to reduce stopping distance, changing position to open up lines-of-sight and introduce a ‘safety space’ before the driver even begins to create a threat by starting to emerge. The essential step is to move from being a reactive rider (who responds AFTER the threat develops) to a pro-active rider (who takes preemptive steps to reduce risk) by constantly asking the “what if…?” question and having a “then this…!” answer ready. This stage is often marked by an attitudinal change. Rather than relying on the other driver to see and respond to the bike (“I have right-of-way”, “the driver should look harder for bikes”) the rider now begins to understand that “it takes two to tangle” – if the driver’s error sets up the POTENTIAL for a collision, the biker still has to ride into it to COMPLETE the collision. After a scary experience, this rider will probably ask “what else could I have done to avoid the situation?”

6) we anticipate a hazard, and act to eliminate the risk before it can develop
This is the next level where the rider has developed ‘insight’, and is the level Survival Skills advanced rider training courses aim to reach. We don’t have to wait until we see a junction. We can anticipate that ANY BLIND AREA – or ‘Surprise Horizon’ – could be concealing a vehicle about to emerge into our path, and we anticipate we haven’t been seen, and take appropriate steps – change of speed, change of line, ‘setting-up’ the brakes – before we even see a vehicle. Or pehaps we see a car still APPROACHING a junction and we consider strategies such as a slight increase in speed to get clear of the junction before the car gets there. And should emergency action still be needed, we are not just ready to brake hard or swerve but have already identified possible escape routes.

With my old CBT instructor hat on, novice riders on CBT are usually in Level 1, particularly if they have car experience because the lessons learned on four wheels do not apply to two.

So where does motorcycle training take us? In theory, a rider with a CBT certificate should be up at Level 4, but in reality, they’re far more likely to hover between 2 (blind faith) and 3 (luck) because there’s too much to cover on CBT to develop anything like proper defensive riding.

Donning my old Direct Access hat, riders at Level 2 would accumulate ‘serious’ faults on the bike test, and riders at Level 3 would pick up minor ‘driving’ faults. So my aim was to get riders to at least Level 4 where they could react reliably to most hazards and get a clean sheet. But if I had time and the trainee was receptive enough, I’d begin to introduce Level 5 thinking where they started to understand how to ‘get their retaliation in first’ by being pro-active in attempting to distance themselves from harm.

And with my post-test headgear in place, I’d definitely want to see Level 5 and preferably Level 6 thinking going on.

What if we don’t take post-test training? Given time and some ‘learning-by-experience’ forced on the rider by a couple of crashes in the ‘School of Hard Knocks’, it is possible to climb to Level 5. There are some very competent motorcyclists out there who have never taken post-test training. We just have to be self-critical and willing to advance.

But even if we do take higher training, there’s no guarantee it will stick. When I wrote the original version of this article, I noted that “unfortunately having passed beyond the sight of the trainer and examiner, many riders slip back to Level 3.” I was thinking in terms of basic training, but I’ve seen it can apply to riders with advanced experience too.

You’ll remember that I said back at the beginning that I originally wrote this article under the misapprehension that it is good skills that keep us safe, so at the time I’d thought this was just the natural erosion of skills and learning that happens as the memories of our training slip further into the distance. That has an effect, of course, but I’d actually hit on the really significant problem when I concluded:

“They stop planning ahead and trust to luck again.”

Why do we do this? It’s that skewing of risk that results from familiarity. The more often we encounter a risk, yet nothing goes wrong, the less we see it. Go back to the KSI stats. Out of those 350 fatal crashes every year, something under 100 happen at junctions. Let’s just make that absolutely clear. With over one million riders covering several billion miles annually, and passing uncounted junctions every single day, in the course of a year just 100 fatalities happen at junctions. The vast majority of us pass junctions perfectly safely all year long. And because things so rarely go wrong it’s easy to begin to believe that it’s our own abilities keeping us safe when the fact is it’s statistics doing the job. Without being aware of it, we are ‘trusting to luck’. And the same issue arises with every other activity on a motorcycle including the two other big killers – cornering crashes and overtaking incidents.

A former police instructor once told me that

“Done right, overtaking is perfectly safe”.

Of course it’s not. There’s always risk. It’s only when we constantly ask ourselves “what if this goes wrong?” that we are in a position to manage risk effectively. The more vivid our imagination, the more likely we are to have a realistic perception of risk. The better our technique, the less risk SHOULD be involved…

…but what if we simply use our skills to take more overtakes? What if we use them to make technically tricky passes? Haven’t we just upped the risk whilst pretending that we’re managing that risk effectively?

We think it’s our skill preventing a crash when in fact, the dice just haven’t rolled the wrong way…

…yet.

09. The Salami Principle and Practice Makes Permanent – the key to learning new skills

Reviewing this article in the context of what I know now about skill acquisition indicates that I could have added some useful nuance to these ideas. We now know that practice is most effective when it is accompanied by clear, specific feedback, so that errors are identified early rather than being unknowingly embedded. It is also more robust when practice is varied and contextual, with changes in speed, environment or constraints, because this improves transfer to real-world riding rather than competence in a single exercise. Mental rehearsal and visualisation have been shown to reinforce physical practice, particularly where time, space or confidence are limited. Just as importantly, riders benefit from deliberate self-reflection — asking what has improved, what still feels weak, and why — rather than assuming progress is automatic. Finally, long-term improvement depends less on knowing what to practise than on sustaining the motivation to practise, which is best supported by small, achievable goals and visible progress rather than endless repetition of the same exercise.

But essentially, the underlying problem it addresses has not changed; skills do not “stick” simply because we attended a course. Subsequent research into motor learning, habit formation, and behaviour change has largely reinforced these ideas rather than replaced them. Terms such as chunking, spaced repetition, and deliberate practice are now commonplace, but the principles remain the same.


The Salami Principle and Practice Makes Permanent – the key to learning new skills

Each of my courses ends with a debrief where I remind the trainee of the aim of the course (ie, what they wanted to get out of it and what I thought they needed), how we approached those goals, what was achieved, what remained weak, and the need to continue working AFTER the course. The last point is one of the most important, but also one of the most overlooked. Any course of training has a limited effect… unless the trainee commits to continually reviewing and practicing what was covered.

Training courses require three steps:

the first stage is ‘preparation’ which is all about the behind-the-scenes work that the trainer does to prepare for the course
the second stage is’engagement’, which very briefly indicates that the training has to be interesting AND relevant to the trainee.
and third is ’embedding’, which is whether or not the training is delivered in a way that ‘sticks’.

“Preparation is all” is something you’ll hear regularly. Actually, it’s important but it’s not everything, and even a technically well-prepared course can fall down because the content is wrong for the student (or the trainer fails to show the trainee why it IS relevant). Or it can fail because the worthwhile content is boring.

But even if a course is well-prepared, well-delivered and relevant, there’s no guarantee it’ll stick. It needs to become ’embedded’.

The first version of this article, written quite some time ago recognised the need to get the trainee to do some work to help with this embedding. I talked about the need for practice, and I used a phrase I first heard from one of my earliest trainees, who happened herself to be a horse riding instructor. She said:

“Practice doesn’t make perfect. What it actually does is makes PERMANENT. So if you practice the wrong techniques, you won’t get better, you will only make the wrong techniques a permanent part of your performance. And that’s why you need to practice the perfect.”

That actually made an awful lot of sense. But practice alone isn’t enough. Training needs to be structured in a way that breaks a particular skill down into manageable chunks, which build back together in a logical order. This is something I’ve been doing since the earliest days and one day at the end of the session, I was explaining how the trainee could use this approach to schedule meaningful practice. I called it ‘compartmentalisation’ and he said: “Ah, the Salami Principle” and explained that thin-sliced, a salami is delicious and digestible. But try to eat the entire salami in one go, and we’ll simply make ourselves sick.

The Salami Principle applies to riding. Don’t try to practice everything at once, but remember the structure of the training and how it was broken down into simpler techniques which can be practiced one at a time. Even if we think we can remember everything, when still in the ‘practice makes permanent’ stage of development, it’s all too common for it all to fall apart again. Bang goes the trainee’s new-found confidence.

Slow riding skills are a good example. What do riders do when they want to practice slow control? They go out and attempt U-turns. They often do it on a new bike that they’ve never attempted a U-turn on before. What happens? They fall off. Why? Because a U-turn is the END product (albeit a pretty useless one in itself) of a sequence of skills, NOT the starting point. It’s only a moment’s thought to realise that controlling a bike around any tight turn needs sub-skills:

posture - gripping the tank with the knees and keeping the shoulders, elbows, wrists and neck loose
the ability to slip the clutch
the ability to balance clutch and throttle together
the ability to ride the bike at a consistent speed by controlling speed with the rear brake
the ability to look into the turn
knowing where to look into the turn and what NOT to look at
knowing how and why we should use counter-weighting
understanding where and when to make steering inputs
being comfortable with the bike leaning

All those can be practiced in that order, working on one skill at a time until we are happy we’ve got the hang of it. Some can be done at a standstill – posture and turning our head for example, or looking for ‘reference points’ to help make a tight turn and not get distracted by the kerb. Only when each is mastered do we move onto the next one. And then the skill set is pulled together using easy exercises like the Figure of 8 where there is plenty of room to start fast and wide before pulling the circles in tighter.

But set off straight into a U-turn without having practiced and mastered these skills and things can – and do -go wrong very quickly indeed.

But it was rather more recently that I discovered why practicing makes permanent. It’s known as the ‘Ebbinhaus Forgetting Curve’ and it dates from as far back as 1885, when Hermann Ebbinghaus first realised that we rapidly forget most of what we just learned, retaining relatively little from any learning experience.

What he showed over a century ago remains true to day. Any training course can fail to bring about lasting behaviour change, even when the first two stages of training – preparation and engagement – are well-designed, and even when the student has a strong intention to change.

Likewise with rider training. It’s incredibly easy to slip back into old habits within a very short time. What can be done to try to maximise the chance that the skills learned in the session are actually embedded? There are two possible solutions.

The first – also discovered by Ebbinghaus – is known as ‘over-learning’. The idea is that a particular skill is repeated over and over, beyond what would normally be seen as necessary to master it. To some extent, that is built into my courses – I tend to repeat the same ‘trigger phrases’ many times and I try to ensure that the trainee gets plenty of opportunity to work on particular skills during the session. But there’s a risk that if the trainee thinks he or she is simply repeating what’s already mastered, rather than embedding the necessary skills, the training can become boring and demotivating. U-turn practice, anyone?

The second is to repeat the training. Ebbinghaus discovered that after five re-runs, retention becomes near-perfect. This is the approach often taken by safety-critical industries like a nuclear plant.

Unfortunately, it should also be fairly obvious that when delivering my kind of one-off training course I have a bit of a problem. Unless I can persuade trainees to come back for a refresher, I generally only get to see them once. So now the onus is on the trainee to ensure that having completed the course, they actively continue to practice what was learned.

How can I encourage that? One way is to provide structured notes both before and after the course. The first lays out the content we will be covering, the second – which also offers a structured path for continued development – repeats the information in terms of “what we worked on”.

And I have a trick up my sleeve. Rather than send on the review immediately after the course, I send it ten days or so after the course. Why? If they read it next day, when their retention rate from the course is up near 100%, they skim through it, say “oh yes, I remember that”, and then promptly forget it. With the delayed review, the forgetting curve has kicked in so I’m REMINDING them of what was achieved. There is a better chance the trainee will read the notes properly and thus gain more from the feedback.

But of course, ultimately it all depends on the trainee – once they’re headed head home, if I’ve failed to drive home the ‘practice makes permanent’ point and if they think “that’s it, I’m trained now”, then there is a significant risk that in fact they’ll slither rapidly down that forgetting curve.

So, here are the takeaways.

If we accept that we can improve our riding through learning new techniques, then it’s essential that we practice to embed what we learned into long-lasting improvements to skill and confidence. And if we accept the need for practice, then break it all down into the into the simpler, relatively straightforward elements that were learned, and practice each part of the skill-set. Then move onto the next area of skills.

So if you’re reading this post-training, wherever it might be, and whoever might have trained you, ask yourself, “am I reviewing and practicing what I have learned frequently enough?” Schedule some time to go out on a regular basis, to think about your riding, give yourself a goal of a specific part of your riding to improve – and then practice, practice, practice.